What is Pundi X (New) (PUNDIX)?

By CMC AI
12 September 2025 12:33PM (UTC+0)

TLDR

Pundi X (PUNDIX) is a blockchain infrastructure project focused on enabling real-world crypto payments through physical devices and merchant solutions.

  1. Hardware-first approach – Develops blockchain-powered POS systems for retail transactions

  2. Integrated ecosystem – Combines XPOS terminals, XWallet app, and XPASS cards for seamless spending

  3. Global merchant adoption – Operating in 25+ countries since 2018 launch

Deep Dive

1. Payment Infrastructure Builder

Pundi X creates tangible tools to bridge crypto and physical commerce. Their flagship XPOS device lets merchants accept crypto payments alongside traditional methods, converting digital assets to fiat instantly if needed (CoinMarketCap). This addresses crypto's usability gap in everyday transactions.

2. Consumer-Facing Ecosystem

The system connects:
- XPOS terminals: Over 100,000 shipped globally
- XWallet: Mobile app for managing crypto/fiat balances
- XPASS: NFC-enabled payment card
- BOB: Blockchain smartphone with built-in wallet

This vertical integration aims to create closed-loop spending environments where users can earn, store, and spend crypto without intermediaries.

3. Regulatory Compliance Focus

Recent expansions into Vietnam (August 2025) and collaboration with Singapore’s monetary authority show strategic emphasis on regulated markets. The team actively participates in policy discussions about crypto POS systems’ compliance frameworks.

Conclusion

Pundi X positions itself as the "Square of Web3" – combining hardware, software, and regulatory partnerships to make crypto spendable at physical stores. While early mover advantage exists, can their device-centric model scale effectively against mobile-first payment rivals?

CMC AI can make mistakes. Not financial advice.