What is Real (REAL)?

By CMC AI
28 September 2025 09:19PM (UTC+0)

TLDR

Real (REAL) is a blockchain protocol focused on bridging traditional finance and decentralized finance (DeFi) by enabling the tokenization and borrowing against real-world assets (RWAs) like bonds, stocks, and gold.

  1. Purpose: Simplifies access to crypto liquidity using tangible assets as collateral.

  2. Technology: Built on a Cosmos-based, EVM-compatible Layer-1 blockchain with embedded risk management.

  3. Differentiators: Integrates institutional-grade compliance and insurance safeguards natively.

Deep Dive

1. Purpose & Value Proposition

Real solves the liquidity gap in DeFi by allowing users to borrow cryptocurrencies against real-world assets (RWAs) like U.S. Treasuries, stocks, or gold. This eliminates the need for crypto-native collateral, appealing to institutions and individuals seeking capital efficiency without exiting traditional markets. The protocol handles compliance, asset minting, and liquidation safeguards, streamlining RWA integration into DeFi (Wiener Bank SE Partnership).

2. Technology & Architecture

Real’s blockchain combines Cosmos SDK scalability with Ethereum Virtual Machine (EVM) compatibility, enabling developers to migrate existing dApps. Unique “business validators” (tokenizers, insurers, risk scorers) are embedded in its consensus mechanism, ensuring accountability through slashing penalties for malfeasance. Each tokenized asset carries on-chain metadata with risk scores (A–F) and insurance status, while a non-inflationary Disaster Recovery Fund protects users if insurers fail (Cointribune).

3. Key Differentiators

Unlike competitors relying on external smart contracts, Real natively integrates compliance and risk management. Its regulatory-agnostic design allows institutions to tokenize assets without blockchain expertise, while retail users gain access to audited, insured RWAs. Partnerships with entities like Wiener Privatbank and Experian provide $500M in real-world assets ready for onboarding, emphasizing institutional traction over speculative use cases.

Conclusion

Real positions itself as a bridge between traditional finance and DeFi, prioritizing security, compliance, and institutional adoption. By embedding risk management directly into its blockchain architecture, it addresses critical barriers to RWA tokenization. Can Real’s hybrid model attract enough institutional participation to unlock its projected $30T RWA market?

CMC AI can make mistakes. Not financial advice.