What is Treehouse (TREE)?

Deep Dive

1. Purpose & Value Proposition

Treehouse addresses DeFi’s yield volatility by introducing Decentralized Offered Rates (DOR), an on-chain benchmark system similar to traditional finance’s LIBOR. DOR aggregates daily rate forecasts from experts staking TREE, creating a transparent foundation for fixed-rate loans, swaps, and structured products.

Its tAssets (like tETH or tAVAX) merge native staking rewards (e.g., ETH staking yields) with MEY—additional returns from arbitraging lending/borrowing rate gaps. This dual-yield mechanism aims to stabilize returns while improving capital efficiency.

2. Technology & Architecture

tAssets are composable tokens usable across DeFi (collateral, liquidity pools, etc.). For example, tAVAX on Avalanche integrates with protocols like Aave and Balancer, enabling users to earn MEY while staking AVAX.

The DOR framework relies on a decentralized panel of validators who stake TREE to submit rate predictions. Accurate forecasts are rewarded, aligning incentives for reliable benchmarks. Rates are published on-chain and integrated with platforms like CoinDesk Indices.

3. Token Utility

• Governance: TREE holders vote on protocol upgrades and rate models.
• Staking: Validators stake TREE to participate in DOR rate-setting.
• Ecosystem Access: Pays fees for premium DOR data and protocol services.
• Incentives: Rewards liquidity providers and early adopters via programs like GoNuts.

Conclusion

Treehouse is redefining DeFi’s fixed income landscape by merging institutional-grade rate benchmarks with accessible yield strategies. Its tAssets and DOR system aim to bridge TradFi reliability with DeFi innovation.

What’s next? Can Treehouse’s multi-chain expansion (Avalanche, Arbitrum) and tAsset adoption catalyze mainstream acceptance of on-chain fixed income?