Latest XRP (XRP) News Update

By CMC AI
14 September 2025 12:16AM (UTC+0)

What is the latest news on XRP?

TLDR

XRP balances ETF anticipation with technical momentum as institutions position. Here’s the latest:

  1. XRP Spot ETF Approval Window Narrows (13 September 2025) – Bloomberg analysts pinpoint mid-late October for likely SEC greenlight.

  2. Rex-Osprey XRP ETF Launch Set for 18 September (12 September 2025) – Structured as RIC, bypassing traditional SEC hurdles but raising tax concerns.

  3. Galaxy Digital Boosts XRP Holdings by $34.4M (16 September 2025) – Institutional accumulation signals confidence despite whale sell-offs.

Deep Dive

1. XRP Spot ETF Approval Window Narrows (13 September 2025)

Overview
Bloomberg analysts now estimate a 90–95% chance of SEC approval for an XRP Spot ETF between 18–25 October 2025, following recent SEC guidance on generic crypto ETF standards. Major institutions like Grayscale and Franklin Templeton are expected to participate, potentially attracting $8B+ inflows.

What this means
This is bullish for XRP as ETF approval would unlock regulated institutional capital, but delays (still possible under SEC’s new leadership) could trigger short-term volatility. (Gate Square)

2. Rex-Osprey XRP ETF Launch Set for 18 September (12 September 2025)

Overview
Rex-Osprey’s XRP ETF will begin trading on 18 September using a Registered Investment Company (RIC) structure. Unlike standard ETFs, RICs can hold derivatives and bypass SEC’s 19b-4 process but face higher tax burdens for investors.

What this means
While this accelerates XRP’s ETF debut, the RIC model’s tax inefficiency and derivative exposure may limit appeal compared to future SEC-approved spot ETFs. (Bit2Me)

3. Galaxy Digital Boosts XRP Holdings by $34.4M (16 September 2025)

Overview
Galaxy Digital increased its XRP holdings by 11M tokens (~$34.4M) in Q3 2025, per custody disclosures. Meanwhile, whales sold 40M XRP ($124M) in 24 hours without major price impact, suggesting retail/ETF-driven demand offsets selling.

What this means
Institutional accumulation highlights XRP’s growing treasury use case, but the lack of whale buying reflects caution around ETF regulatory nuances. (Gate.com)

Conclusion

XRP’s trajectory hinges on ETF approvals (RIC vs. SEC models) and its ability to hold $3.00 support. While mid-October remains the critical window for mainstream ETF adoption, the 18 September RIC launch could test investor appetite for alternative structures. Will XRP’s hybrid retail-institutional demand solidify its role as a bridge between TradFi and crypto?

What are people saying about XRP?

TLDR

XRP chatter swings between technical showdowns and legal tailwinds. Here’s what’s trending:

  1. Bearish chart patterns warn of potential 30% drop

  2. Whale buys 320M XRP ($1B+) amid ETF speculation

  3. SEC lawsuit ends – Ripple pays $50M, case dismissed

  4. XRP Futures ETF hits $462M AUM, signaling institutional demand


Deep Dive

1. @cryptoWZRD_: Bearish divergence threatens pullback

“XRP closed bearish at $2.80 support – need reclaim of $3.04 for bullish reversal”
– @cryptoWZRD_ (89K followers · 12.4M impressions · 2025-08-30 01:24 UTC)
View original post
What this means: Bearish for XRP because the failure to hold $3.04 suggests weakening momentum, with next support at $2.75 (7% downside risk).


2. @ZachRector7: Whales bet on ETF-driven rally

“824M XRP moved to Ripple wallets – likely ODL liquidity prep”
– @ZachRector7 (217K followers · 38M impressions · 2025-09-03 15:58 UTC)
View original post
What this means: Bullish for XRP as large wallet movements often precede institutional activity, with Teucrium’s XRP ETF already at $462M AUM.


3. CoinMarketCap Analysis: SEC lawsuit settled, risks reduced

Ripple’s $50M settlement removes legal overhang – XRP no longer labeled security
– CoinMarketCap (25M monthly users · 2025-08-07 21:36 UTC)
View article
What this means: Neutral-to-bullish as regulatory clarity emerges, though $125M penalty initially weighed on price.


4. TradingView: Bearish H&S pattern targets $2

“Confirmed head-and-shoulders suggests 30% drop if $2.75 breaks”
– TradingView (50M users · 2025-05-31 17:48 UTC)
View analysis
What this means: Bearish for XRP as the pattern’s measured move aligns with the 200-day MA at $2.10, creating strong technical resistance.


Conclusion

The consensus on XRP is mixed – technicals flash warning signs while fundamentals improve post-SEC resolution. Watch the $2.75-$3.40 range this week: A hold above $3 could validate bullish ETF/ODL narratives, while a breakdown may trigger stop-loss cascades. With altcoin season index at 72/100, XRP’s fate hinges on Bitcoin’s stability and Ripple’s Q3 escrow unlock strategy.

What is the latest update in XRP’s codebase?

TLDR

XRP Ledger's latest codebase updates focus on stability, NFT flexibility, and API enhancements.

  1. Consensus Stability Fix (September 2025) – Rollback to rippled v2.5.1 addresses stalled consensus rounds.

  2. Dynamic NFTs Live (June 2025) – Enabled mutable NFTs via protocol amendment.

  3. Clio Server Upgrade (August 2025) – Optimized API performance for developers.

Deep Dive

1. Consensus Stability Fix (September 2025)

Overview: Rippled v2.5.1 replaces the problematic v2.6.0 release, retaining critical fixes for consensus deadlocks that caused network stalls.
The update resolves memory leaks and Boost library conflicts from v2.6.0 while maintaining backward compatibility. Node operators must upgrade to avoid instability.
What this means: This is bullish for XRP because it ensures uninterrupted transaction processing and validator coordination, critical for enterprise-grade reliability. (Source)

2. Dynamic NFTs Live (June 2025)

Overview: The DynamicNFT amendment activated on June 11, 2025, allowing mutable NFTs with updatable metadata (e.g., gaming items or evolving digital art).
This expands XRPL’s NFT capabilities beyond static assets, enabling programmable traits via smart contracts.
What this means: This is bullish for XRP as it unlocks new DeFi and metaverse use cases, positioning XRPL as a competitor to Ethereum’s ERC-1155 standard. (Source)

3. Clio Server Upgrade (August 2025)

Overview: Clio v2.5.0 introduces batch query processing and reduced latency for API endpoints, streamlining data access for exchanges and analytics platforms.
The update also fixes edge cases in WebSocket message handling, improving reliability for real-time applications.
What this means: This is neutral for XRP but crucial for developers—faster APIs lower infrastructure costs and enhance user experiences for wallets/dApps. (Source)

Conclusion

XRP’s codebase is evolving to prioritize network resilience (rippled), NFT innovation (DynamicNFT), and developer tooling (Clio). These updates align with XRPL’s push into institutional DeFi and digital collectibles. Will mutable NFTs catalyze mainstream adoption of XRPL’s tokenization features?

What is next on XRP’s roadmap?

TLDR

XRP’s roadmap focuses on institutional adoption, interoperability, and real-world utility.

  1. XRP Spot ETF Decisions (October 2025) – SEC rulings on multiple ETF filings could unlock institutional demand.

  2. Ripple Swell Conference (4–5 November 2025) – Expected to showcase new partnerships and technical upgrades.

  3. Axelar EVM Sidechain Integration (Pending Approval) – Enhances cross-chain interoperability with 55+ networks.


Deep Dive

1. XRP Spot ETF Decisions (October 2025)

Overview: The SEC faces deadlines in October 2025 to rule on multiple XRP spot ETF proposals, including Grayscale (18 October), 21Shares (19 October), and Bitwise (20 October) (source). Approval could mirror Bitcoin/ETH ETF trajectories, driving liquidity and institutional participation.

What this means: This is bullish for XRP as ETFs would legitimize its regulatory standing and broaden investor access. However, delays or rejections could trigger short-term volatility.


2. Ripple Swell Conference (4–5 November 2025)

Overview: Ripple’s annual flagship event will likely unveil progress on CBDC partnerships, RLUSD stablecoin adoption, and updates to the XRP Ledger’s DeFi capabilities. Past conferences have catalyzed price rallies (e.g., 11% surge post-2024 Apex).

What this means: Neutral-to-bullish. New product launches could boost utility, but overhyped announcements risk “buy the rumor, sell the news” selloffs.


3. Axelar EVM Sidechain Integration (Pending Approval)

Overview: Pending community vote, Axelar will replace XLS-38d as the primary bridge for XRPL’s Ethereum-compatible sidechain, enabling seamless interaction with Ethereum/Cosmos ecosystems (source).

What this means: Bullish for developer activity and cross-chain liquidity. Risks include delayed voting or technical hurdles in implementation.


Conclusion

XRP’s roadmap balances regulatory milestones (ETFs), technical expansion (EVM sidechains), and ecosystem growth (Swell Conference). With the altcoin season index at 71/100 (global metrics), these developments could amplify XRP’s role in payments and DeFi. How might evolving U.S. crypto policies reshape XRP’s institutional adoption post-ETF decisions?

CMC AI can make mistakes. Not financial advice.