What is ZyFAI (ZFI)?

By CMC AI
05 October 2025 04:30PM (UTC+0)

TLDR

ZyFAI (ZFI) is a decentralized finance (DeFi) protocol that uses autonomous AI agents to automate yield optimization across multiple blockchain networks.

  1. Automated Yield Farming – Dynamically allocates user funds to the highest-yield strategies, auto-compounding returns.

  2. Smart Account Architecture – Executes on-chain actions without manual input, starting with Sonic and Base networks.

  3. DAO-Driven Governance – Community proposals and votes shape protocol upgrades, supported by 33% of ZFI’s token supply.

Deep Dive

1. Purpose & Value Proposition

ZyFAI aims to simplify DeFi participation by automating complex tasks like liquidity rebalancing and yield farming. Its AI agents analyze real-time data across protocols (e.g., Sonic) to maximize annual percentage yield (APY) for users. This reduces the need for manual strategy adjustments, targeting users seeking passive income without technical expertise.

2. Technology & Architecture

The protocol’s “Smart Account” acts as a self-executing wallet, deploying funds across DeFi platforms and auto-compounding gains. Built on ZK-rollup chains (like ZKsync), it processes transactions gas-free, addressing a key UX barrier in DeFi. Agents operate multichain, currently supporting Base and Sonic, with plans to expand.

3. Tokenomics & Governance

ZFI tokens govern the ecosystem via a decentralized autonomous organization (DAO). Holders stake ZFI to vote on proposals, such as adjusting reward distributions or adding new chains. The DAO treasury holds 25 million ZFI (5% of total supply) to fund incentives like rZFI—a vesting token rewarding users who lock assets in Smart Accounts.

Conclusion

ZyFAI combines AI-driven automation with community governance to streamline DeFi yield generation. Its gas-free architecture and multichain focus position it as a tool for simplifying on-chain finance. As autonomous agents gain traction in crypto, can ZyFAI’s DAO effectively balance innovation with user incentives?

CMC AI can make mistakes. Not financial advice.