FacilPay is an AI-powered chat and payment platform that transforms conversations into secure, borderless crypto transactions. Built on a multi-chain architecture, FacilPay combines encrypted messaging, non-custodial wallets, and real-world payment rails to simplify Web3 payments for global users. The platform is designed to make sending crypto as easy as sending a text, bridging decentralized finance and everyday communication.
FacilPay operates as a unified super app that merges Web3 utilities, DeFi tools, and real-world financial access into a single experience. Through AI-driven automation, users can send, receive, or request crypto directly within chat while maintaining full control over their assets through a non-custodial, multi-chain wallet. Integrated payment rails offer fiat on/off-ramp access, card integration, and ATM connectivity, bridging the gap between cryptocurrency and traditional finance.
The platform’s architecture ensures security through end-to-end encrypted messaging, enabling users to transact privately and seamlessly within chat. FacilPay’s AI engine interprets user intent, recommends optimal payment methods, and automates transaction flows across supported networks in real time. This architecture supports both everyday users and merchants embracing digital payments globally..
Currently live in mainnet beta, FacilPay is expanding across Latin America and preparing for broader international rollout. The company is collaborating with select merchant partners in the hospitality and retail sectors to facilitate real-world stablecoin and RWA-based payments, showcasing tangible use cases for cryptocurrency in everyday transactions. These live pilots support FacilPay’s mission to connect blockchain utility with real-world economic activity.
The FACIL utility token powers the FacilPay ecosystem by enabling access to platform features, reducing transaction fees, and rewarding user participation. It supports loyalty programs, referral activities, and engagement campaigns that drive adoption and retention. A network reserve backed by FACIL enhances transaction efficiency and ensures a seamless user experience across the FacilPay network. The token model is designed to sustain long-term growth and maintain balanced circulation aligned with platform utility.
FacilPay’s business model generates revenue through transaction fees, cross-border transfers, fiat conversions, merchant integrations, and DeFi-based liquidity operations. Future verticals include Web3 POS integrations, stablecoin settlement tools, social monetization systems, and AI-powered payment analytics. All revenue streams are designed to strengthen the FACIL token economy and support sustainable ecosystem growth.
By merging AI, blockchain, and real-world financial systems, FacilPay aims to redefine how users interact with money in a digital-first world. With its secure infrastructure, strong compliance framework, and multi-chain compatibility, FacilPay positions itself as a next-generation global payment network — where every conversation can seamlessly become a transaction.