STBL is an RWA-backed stablecoin protocol that uses a yield-splitting mechanism to transform yield-bearing assets into liquid dollar-stable tokens. Minters deposit high-quality RWAs such as tokenized treasuries or money-market funds, receive USST as a stablecoin, and retain a separate yield claim. This structure allows users to unlock and reuse their principal without forgoing yield—spending or deploying USST like USDT/USDC, reinvesting into additional RWAs for compounded returns, or participating in DeFi strategies—while the protocol channels on-chain collateral growth into scalable, liquid stablecoin supply.