VOLT price

XVM

#3563

Launched in 2025 by a team of experienced fintech and distributed ledger specialists, VOLT is a dedicated protocol for the issuance and management of Real-World Assets (RWAs) on the XRP Ledger. The project’s core objective is to create a secure, efficient, and standardized framework that connects traditional asset classes with the liquidity and accessibility of decentralized finance. It aims to solve the long-standing problem of illiquidity in private markets—such as real estate, private credit, and collectibles—by converting them into fungible, tradable digital tokens.

What Problem Does VOLT Solve?

Historically, investing in and trading high-value assets has been characterized by significant barriers, including high capital requirements, lengthy settlement periods, extensive paperwork, and geographical limitations. These factors lock up trillions of dollars in value, restricting access to a small pool of qualified investors. VOLT directly addresses these inefficiencies. By representing assets as tokens on the XRP Ledger, the protocol enables fractional ownership, allowing smaller investors to participate. It also leverages the native capabilities of the XRPL to provide near-instant settlement (3-5 seconds) and drastically reduced transaction costs compared to traditional financial rails or other blockchain networks. This process democratizes access to wealth-generating assets and creates a more dynamic, global marketplace.

How Does VOLT Work?

The protocol operates through a multi-layered architecture designed for security, compliance, and interoperability.

Asset Origination and Validation Layer: This foundational layer involves partnerships with qualified custodians and legal experts to verify the existence, ownership, and value of off-chain assets. Through a rigorous due-diligence process, assets are legally structured and placed in a secure, bankruptcy-remote trust or special purpose vehicle (SPV). All relevant documentation and proof of ownership are cryptographically hashed and recorded on-chain for transparent verification.

Tokenization Layer: Once an asset is validated, the protocol’s smart contracts facilitate the minting of digital tokens that represent a direct claim on the underlying asset or its cash flows. These tokens are issued on the XRP Ledger and adhere to a standardized metadata framework, ensuring they contain all necessary information regarding asset type, valuation, and legal rights. This standardization is key to ensuring interoperability and liquidity across the ecosystem.

Management and Servicing Layer: VOLT provides a suite of tools for the ongoing administration of the tokenized assets. This includes automated distribution of yield or rental income to token holders, on-chain governance for asset-related decisions, and built-in compliance mechanisms to ensure adherence to regulatory requirements across different jurisdictions.

Liquidity Layer: The RWA tokens are immediately tradable on the XRP Ledger's native decentralized exchange (DEX), providing a primary source of liquidity. The protocol is also designed to integrate with other cross-chain protocols, allowing assets tokenized on the XRPL to be accessed and traded within the broader DeFi ecosystem.

What is the Utility of the $XVM Token?

The ecosystem is powered by its native utility token, $XVM, which serves several key functions:

Protocol Governance: $XVM holders can propose and vote on key protocol upgrades, changes to the fee structure, and the onboarding of new asset classes and custodians.

Staking for Security: Participants can stake $XVM to act as validators for the off-chain data oracle network, which is responsible for reporting asset valuation and performance data. Stakers are rewarded for their contributions to securing the network.

Platform Fees: Transaction fees for tokenizing assets, as well as fees for using certain management services on the platform, are payable in $XVM, often at a discounted rate.

Access Tiers: Holding a certain amount of $XVM may grant users priority access to new asset offerings or reduced platform fees, creating a tiered system that incentivizes long-term participation in the ecosystem.