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Nimiq is a decentralized payment system and cryptocurrency designed to simplify and democratize the use of cryptocurrencies for everyone. It stands out by being a non-profit, open-source project with its own unique blockchain. The core mission of Nimiq is to offer an ecosystem that is accessible and easy to use without sacrificing the principles of decentralization.

One of the defining features of Nimiq is its browser-based blockchain technology, which allows users to engage with the network directly without the need for third-party nodes. This approach is in contrast to other major cryptocurrencies, where interacting through a third-party service is often the norm. By enabling direct participation, Nimiq aims to foster a more inclusive and user-friendly environment for cryptocurrency transactions.

Nimiq has also introduced several innovative technologies to enhance its ecosystem. The Nimiq OASIS protocol is a notable development, acting as a DeFi crypto-fiat bridge that facilitates atomic swaps between cryptocurrencies like NIM and BTC, and fiat currencies such as EUR, with plans to expand to other currencies. This protocol enables seamless and private transactions without requiring personal information, making it a significant step forward in the integration of cryptocurrencies with traditional financial systems.

Another groundbreaking technology developed by Nimiq is Albatross, a proof-of-stake consensus algorithm designed to significantly increase transaction speeds and efficiency. With the upcoming launch of Nimiq 2.0, Albatross is expected to achieve transaction speeds of around 1000 transactions per second (TPS) and achieve finality in just one second, all while reducing energy consumption to less than 1% of the current proof-of-work system. This upgrade positions Nimiq at the forefront of blockchain innovation, pushing the limits of what is possible within a single-chain blockchain protocol.

Furthermore, the transition to Nimiq 2.0 will introduce a "super-halving" event, drastically reducing the emission rate of NIM, which could have implications for the network's economy and the scarcity of the token.

The Nimiq project is supported by a strong and dedicated community, with various resources and platforms available for newcomers to learn more and engage with the ecosystem. Whether through community forums or educational content, there is a wealth of information available for those interested in Nimiq and its vision for a more accessible and user-friendly cryptocurrency landscape.

As with any investment in cryptocurrencies, it's important to conduct thorough research and consider the risks involved.

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BABB is a London-based FinTech company that provides accessible financial services to individuals worldwide. It uses blockchain technology to create peer-to-peer banking solutions, e-money accounts, and crypto-wallets. The BABB app offers seamless financial management, global money transfers, and access to banking services – all with a focus on empowering financially underserved communities.

ReDeFi: A Subsidiary of BABB

ReDeFi is an FMI platform designed for regulated financial institutions like banks, financial institutions, e-commerce and governments. It utilises a layer-1 and layer-2 model to facilitate the secure and compliant issuance of Onchain Money.

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