Glossary

Altcoin

Easy

As Bitcoin is the first cryptocurrency that captured the world’s imagination, all other coins were subsequently termed “altcoins,” as in “alternative coins.”

What Is an "Altcoin"?

The term “altcoin” is used to describe any cryptocurrency that is not Bitcoin. As Bitcoin was the first cryptocurrency, any cryptocurrency that was created after was treated as an "alternative." Some people, particularly bitcoiners, consider Ethereum to be an altcoin as well. Others now exclude Ethereum from the list of altcoins and consider all cryptocurrencies other than Bitcoin and Ethereum to be altcoins. 

What Is the Difference Between Crypto and Altcoins?

Altcoins are all cryptocurrencies other than Bitcoin and Ethereum. Bitcoiners like to stress that Bitcoin is not a cryptocurrency but its own category. However, there is no difference between crypto and altcoins.

Types of Altcoins

There are several different types of altcoins.

Payment Tokens

Payment tokens focus on payments as their main use case. These tokens are often not considered to be "real" cryptocurrencies since they tend to be more centralized.

Utility Tokens

utility token is one that can be used for a specific purpose within its ecosystem. For instance, paying for gas can be considered a utility. 

Governance Tokens

Governance tokens are used to vote on a project's governance. For example, governance token holders can influence the level of fees a project can charge on token swaps.

Memecoins

memecoin is a cryptocurrency that was created as a joke and with no obvious utility. For example, Dogecoin and Shiba Inu are two popular memecoins. 

Stablecoins

Stablecoins are cryptocurrencies that are pegged to currencies like the dollar and are often backed with collateral in fiat currencies. Stablecoins are not "real" altcoins since their value does not oscillate like other cryptocurrencies.

Layer 1 Protocols (L1s)

Layer 1 protocols are the foundational blockchains upon which entire ecosystems of decentralized applications (dApps) are built. While Bitcoin was the first L1, many altcoins have emerged with innovations that go beyond simple peer-to-peer payments. Ethereum, for instance, introduced smart contracts, enabling programmable assets and DeFi. 

Other prominent L1s like Solana, Avalanche, Aptos, and Sui aim to solve the scalability trilemma—balancing decentralization, security, and speed—through unique consensus mechanisms and architectural optimizations. Each of these Layer 1s often has its own native token used to pay for transaction fees, secure the network via staking, and participate in on-chain governance. 

As competition intensifies, L1 altcoins continue to evolve by integrating zero-knowledge proofs, modular components, and cross-chain interoperability to attract developers and users seeking performance and lower fees.

Layer 2 Scaling Solutions (L2s)

Layer 2 scaling solutions are protocols built on top of existing Layer 1 blockchains—most notably Ethereum—to improve scalability, reduce transaction costs, and increase throughput without compromising the base layer's security and decentralization. These solutions process transactions off-chain or in batches before settling them on-chain, dramatically increasing efficiency. 

Prominent L2s include Arbitrum, Optimism, zkSync, and Starknet, each leveraging either optimistic rollups or zero-knowledge proofs (zk-rollups) to validate transactions. L2-native tokens often serve governance, fee incentives, or ecosystem funding. As Ethereum gas fees fluctuate with network activity, L2s have become critical infrastructure for dApps, DeFi, gaming, and NFT projects looking to scale. 

With the rise of “rollup-centric” roadmaps and Ethereum’s proto-danksharding (EIP-4844), Layer 2 ecosystems are becoming increasingly central to the future of blockchain usability.

Real-World Assets (RWAs)

Real-World Assets (RWAs) refer to the tokenization of tangible and off-chain financial instruments—such as government bonds, real estate, invoices, and commodities—on a blockchain. By bringing RWAs on-chain, projects aim to unlock liquidity, improve transparency, and enable 24/7 global access to traditionally illiquid or restricted markets. 

Platforms like Centrifuge, Maple Finance, Goldfinch, and newer entrants like Ondo Finance and Backed are leading this charge, offering tokenized U.S. Treasuries, private credit, and other yield-generating assets to both institutions and DeFi protocols. These altcoins often serve as governance tokens or staking instruments to underwrite risk and incentivize participation in decentralized lending or asset origination. 

As regulatory clarity improves and real-world institutions explore blockchain rails, RWAs are emerging as a bridge between traditional finance (TradFi) and DeFi, positioning them as a key narrative in crypto’s maturing market cycle.

Pros and Cons of Altcoins

Altcoins have several different pros and cons.

Pros

  • Variability: There are thousands of altcoins, each with its own unique use case.

  • Upside Potential: Altcoins can multiply in value much faster, thanks to their low market capitalization.
  • Innovation: Altcoins bring new and innovative solutions to the market.

Cons

  • Volatility: Altcoins are much more volatile than Bitcoin or Ethereum.

  • Illiquidity: Altcoins are also much more illiquid and can drastically oscillate in value. 

  • Vaporware: Many altcoins can be considered vaporware because they have no real use case.

Altcoin Season

When the market focus rotates from lower to higher risk assets, this is known as Altcoin Season. The CMC Altcoin Season Index was launched in 2024 to help understand when this rotation into and out of higher risk crypto themes is underway.


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